How to Move to Thailand Before Retirement

How to Move to Thailand Before Retirement

Are you dreaming of living in Thailand before you hit retirement age? Maybe you’re in your 30s or 40s, working remotely, running your own business, or just craving the Thai lifestyle. The question is: how can you stay long-term in Thailand without constantly worrying about visas?

Ready for Thailand?

The team at Thai Kru is ready to help you. Contact Numfhon or Ericson to get help now.

Numfhon (Thai Kru Team)

Numfhon

Eric (Thai Kru Team)

Ericson

In this guide, we’ll break down the top 6 visa options for people under 50, plus one bonus option you’ve probably heard of but might not be worth it.

The Challenge for Expats Under 50

Thailand is often seen as a retirement paradise but what if you’re not retired yet? Retirement visas are only available once you turn 50, which leaves many younger expats struggling with short-term tourist visas or visas runs.

Choosing the wrong visa can lead to:

  • Endless visa runs
  • High costs
  • Overstaying fines or bans

So, it’s crucial to pick the right visa for your lifestyle.

1. DTV Visa – The Super Tourist Visa

The DTV Visa is one of Thailand’s newest long-term visa options. Think of it as a “super tourist visa” with flexibility designed for digital nomads and long-term visitors.

Key benefits:

  • Stay up to 5 years with 180-day refreshes
  • Ideal for:
    • Remote workers
    • Business owners
    • Muay Thai students
    • Cooking class enthusiasts
    • Long-term medical visitors

This visa is relatively affordable and perfect for those wanting a long-term stay without the complications of work permits or business setup.

2. Business Visa (Non-Immigrant B)

If you’re serious about living and working in Thailand, the Business Visa is a strong option.

Why it works:

  • Allows you to start your own company or work for a Thai employer
  • Earn between 40,000–80,000 THB/month
  • After 3+ years, you may qualify for permanent residency

Things to consider:

  • Business setup involves legal requirements, taxes, and possibly hiring Thai staff
  • Best suited for those ready to fully integrate into Thailand’s business environment

3. Education Visa (ED Visa)

Want to study Muay Thai, Thai language, or other courses? The ED Visa might be your ticket.

Highlights:

  • No financial proof required
  • Maximum stay: ~14 months
  • Must attend classes at least once a week (online and on-site options available)
  • Visa extensions every 3 months at Immigration Office

Note: University ED Visas differ from Muay Thai or language school ED Visas in duration and extension rules—check carefully before applying.

The ED Visa is perfect for cultural immersion and extended stays without complicated financial or employment requirements.

4. Marriage or Family Visa

If you’re married to a Thai citizen or have Thai children—you can apply for a Marriage/Family Visa.

Benefits:

  • Renewable every year
  • Legal long-term stay
  • Stable and secure

While it doesn’t automatically lead to permanent residency, it’s a reliable way to live in Thailand with your family.

5. Thailand Privilege Visa (Elite Visa)

For those with a bigger budget, the Thailand Privilege Visa (Elite Visa) offers convenience.

Features:

  • Long-term stays from 5 to 20 years depending on package
  • VIP services, minimal bureaucracy, and no visa runs

Considerations:

  • It doesn’t lead to permanent residency
  • It’s essentially a paid long-term tourist visa

If you want hassle-free, long-term living in Thailand and have the funds, this is an attractive option.

Bonus: LTR Visa – Long-Term Resident Visa

The LTR Visa is designed for wealthy or highly skilled foreigners but comes with strict requirements:

  • Must have high income (USD 80,000/year average)
  • Work for multinational companies or large Thai government agencies

Reality check: For most under-50 expats, this visa isn’t realistic. While it provides some perks, it doesn’t lead to permanent residency.

Quick Recap

Visa Type

Best For

Key Notes

DTV Visa

Digital nomads, Muay Thai students, long-term learners

Flexible, 5-year stay, 180-day refresh

Business Visa

Entrepreneurs or employees

Path to permanent residency after 3+ years

Education Visa

Language, Muay Thai, or cultural studies

Up to 14 months, no financial proof

Marriage/Family Visa

Married to a Thai or parent of Thai child

Annual renewal, stable long-term stay

Thailand Privilege Visa

High-budget, hassle-free living

Long-term convenience, no residency

LTR Visa (Bonus)

Wealthy or skilled professionals

Strict requirements, no permanent residency

How Thai Kru Can Help

Navigating Thailand visas can be confusing, but Thai Kru stays up to date with all rule changes. Whether you want to:

  • Start a business
  • Study or immerse in Thai culture
  • Live with your family
  • Enjoy long-term convenience

Ready to start your Thailand adventure before retirement? Book a consultation call with Thai Kru today to find the perfect visa.

Heard from Real Users

Chris Messer

"I just want to share with others whom are considering using them, that Thai Kru is an excellent service. They helped me with my STV visa. They helped me every step of the way. This was during a time where it was quite complex getting any visa in Thailand. During the application process, they were excellent especially regarding answering emails quickly and clearly. If there were any issues regarding the requirements I provided, they would inform me and help correct the issue. They had what seemed to be a perfectionist approach. It was very comforting. Everything went really well and it was hassle free. I also had them help me with my subsequent 90 day extension/report. That also went very well and hassle free. There’s no way I could have managed doing all of these processes on my own this smoothly. I’m very grateful and I continue to use there service till this day for my visa purposes in Thailand. I highly recommend them."

Elvy Moen

"Thank you Numfhon and the team for advising and helping me through the complete retirement visa process. They’re a friendly polite team you want to keep in your contact list to help you transition into your new Thailand life."

Minh Nguyen

"The team at Baan smile were so professional the customer service was excellent. I first called to get help with extending my tourist visa. They were so honest on the phone they advised me if I wanted I could do extension myself and would only be 1,900 baht. I appreciated the honesty and advised that I prefer a company that has experience and would relieve my headache trying to figure on my own. The team took over and completed all necessary paperwork and got all my information from me that was needed. They scheduled a day to meet at Immigration and I was met by them. They walked me through process and it was so simple. I am happy to have met the team at BAAN SMILE. I will be calling them for all my needs and services in Thailand."

Ready for Thailand?

The team at Thai Kru is ready to help you. Contact Numfhon or Ericson to get help now.

Numfhon (Thai Kru Team)

Numfhon

Eric (Thai Kru Team)

Ericson

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