How to Pay Like a Local in Thailand without Thai Bank Account

​TAGTHAi is Thailand’s official all-in-one travel super app, developed through a collaboration between the Thai government and private sector partners and Kasikorn Bank. It aims to simplify and enhance the travel experience for both international and domestic tourists by consolidating essential travel services and information into a single platform.​

Why TAGTHAi Easy Pay is your best choices

1. No Thai Bank Account Needed

   Tourists no longer need to open a Thai bank account just to scan QR codes or pay locally. TAGTHAi Easy Pay is a perfect alternative.

2. Zero Transaction Fees

   No extra charges when paying via QR code or using your PAY&TOUR card. What you load is what you spend.

3. Free Prepaid Card

   You get a free PAY&TOUR Visa card (from Kasikorn Bank) that works like a local debit card at shops and ATMs.

4. Easy Top-up in Your Own Currency

   Load money from supported foreign currencies via app—currency is converted at competitive rates.

5. Widely Accepted

   Use it at 8 million locations in Thailand—street food vendors, restaurants, massage shops, taxis, and more.

Step-by-Step: How to Get the TAGTHAi PAY&TOUR Card

Step 1: Visit a Kasikorn Bank Foreign Exchange Booth

• Go to any participating Kasikorn FX booth (many are located at airports like Suvarnabhumi, Don Mueang, and Phuket)
• Show your passport
• Receive your free PAY&TOUR prepaid card
• Keep the reference number on the back—you’ll need it to link the card

Step 2: Download the TAGTHAi App

• iOS and Android users can download “TAGTHAi – Thailand Pass”
• Install and register using your passport information

Step 3: Link the Card to Your TAGTHAi Wallet

• Open the app, go to Easy Pay
• Tap “Link Card” and enter the reference number and your passport info
• Set up your 4-digit PIN for security

How to Use TAGTHAi Easy Pay in Thailand

To Pay via QR Code:

• Tap Easy Pay > Scan QR
• Use your phone’s camera to scan the merchant’s PromptPay QR
• Enter the amount and confirm payment
• Show the confirmation screen to the merchant

To Use Your Physical Card:

• Tap or insert your PAY&TOUR Visa card at card readers
• Works at most shops, restaurants, and supermarkets

To Withdraw Cash (if needed):

• Use any Kasikorn Bank ATM
• Daily limit: 10,000 THB
• No fee for withdrawals with your PAY&TOUR card

To Top-Up:

• In the app, choose “Top-Up”
• Select your home currency, amount, and payment method
• Currency is converted, and Thai Baht is added to your wallet

Things to Keep in Mind

• Refunds: You can only refund up to 10% of your total top-up, and only within 15 days of the first top-up.
• Card Validity: The PAY&TOUR card is valid for 1 year. You can reuse your balance if you return to Thailand within that time.
• In-country use only: You can’t use it outside Thailand or for international online purchases.

You can visit Tagthai website for more details here https://www.tagthai.com/explore

TAGTHAi Easy Pay is a huge win for travelers in Thailand. No more Thai bank account needed. No more currency confusion. Just scan, pay, and enjoy your trip like a local.

Planning a trip or need help with visas and relocation to Thailand? We’re here to help—reach out anytime!